To our valued NAIT Members...
We understand the challenges associated with life on the road, as well as those that come with being a small business owner. Our menu of personal insurance plans and business services are designed to protect you, your family and everything you’ve worked so hard for as a business owner. The offers below are from partners that have come together to provide you with the most innovative independent driver program in the transportation industry.
New Healthcare Sharing Plans - ACA Alternative
If you are looking for an alternative solution to the rising costs of Health Insurance and the Affordable Care Act, then Healthcare Sharing may be right for you. Healthcare Sharing plans are not health insurance, but looks and acts like insurance (monthly payments made and paying out of claims). Comprehensive plans are approximately 30-50% less than a comparable ACA health plan. Benefits include:
Enroll anytime throughout the year
100% Preventive Coverage
Doctor Visits, Urgent Care, ER, In/Out-Patient Care
Affordable Premiums (plans starting at $104/mo.)
National PPO Doctor and Hospital Network
Easy Enrollment over the phone
Competitive rates on Dental and Vision Plans!
Guaranteed Issue Personal Insurance from Allstate Benefits
Short Term Disability Insurance (off-the-job)
An injury or illness can take you off the road and have a severe impact to your family and business. Get guaranteed issue* short-term disability with a benefit of up to $2,500/month for up to 13 weeks.
Term Life Insurance to age 100
If someone relies on you financially, then you need life insurance. Get life insurance up to $80,000 for member (guaranteed issue*) and $40,000 for spouse. Policy premiums remain level to age 100 and includes a rider for terminal and critical illness.
Sample weekly rates (40 yr. male non-smoker):
-Dental __________________ $10.37
-Vision __________________ $3.23
-Life ($80,000 level term) _____ $10.48
-Critical Illness ($10,000) _____ $3.87
-Disability ($1,500/mo. benefit) __ $12.97
-Accident Plus ______________ $ 2.63
-Total __________________ $43.55/wk
Critical illnesses, such as heart attack, cancer and stroke, happen every day. To maintain your lifestyle and help you recover, you may need some financial help. Get up to $20,000 guaranteed issue* critical illness benefits paid directly to you, so the money can be used on items that matter most to you!
If an accident should take you off the road during recovery, financial worries can grow quickly. Accident Insurance is there for you through multiple stages of care, from the initial emergency treatment or hospitalization to follow up treatments or physical therapy.
*The insurance offers above are guaranteed issue, so coverage is guaranteed, regardless of health history.
FREE to NAIT Members!
WellCard brings you access to pre-negotiated discounts on prescription drugs and a wide range of health care services.
• Doctor Visits -save up to 25%
• Prescription Drugs - save up to 65%
• Dental & Vision - save up to 50%
• MRI & Imaging - save up to 70%
• Lab - save up to 60%
• Hearing - save up to 70%
• ...and much, much more!
Register HERE for Your FREE WellCard
Use Activation Code: NAIT01
Members get preferred rates on business services from Equinox:
Tax and Bookkeeping
EQUINOX Business Solutions offers NAIT members an exclusive discounted array of business services including bookkeeping, tax, and technology solutions, all which enable EQUINOX’s team of Professional Tax Advisors to help you manage your business and adapt to changes in real time. EQUINOX is in business to help the businesses of the nation’s independent contractors who make our transportation system and other industries work.
Independent Drivers call 800.533.4230
Motor Carriers call 801-736-9347