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Independent Driver Benefits and Personal Insurance Guide

We understand the challenges associated with life on the road, as well as those that come with being a small business owner. Our menu of personal insurance plans and business services are designed to protect you, your family and everything you’ve worked so hard for as a business owner. Equinox Business Solutions has partnered with the brands below to provide you with the most innovative independent driver program in the transportation industry. 

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If you are looking for an alternative solution to the rising costs of Health Insurance and the Affordable Care Act (ACA), then Healthcare Sharing Plans might be right for you. These plans are not insurance, but look and act like insurance (taking in premium money and paying out claims). Comprehensive plans are approximately 30-50% less than a comparable ACA health plan. Benefits include:

  •  Enroll anytime throughout the year

  •  Affordable Premiums (plans starting at $104/mo.)

  •  National PPO Doctor and Hospital Network

  •  Easy Enrollment over the phone

  •  Telemedicine included

  •  Competitive rates on Dental and Vision


Call Today to ask Questions or Enroll


No Exams - Guaranteed Issue Personal Insurance from Allstate Benefits


Short Term Disability Insurance (off-the-job)

An injury or illness can take you off the road and have a severe impact to your family and business. Get guaranteed issue* short-term disability with a benefit of up to $2,500/month for up to 13 weeks.

Term Life Insurance to age 100

If someone relies on you financially, then you need life insurance. Get life insurance of up to $80,000 for member (guaranteed issue*) and up to $40,000 on spouse. Policy premiums remain level to age 100 and includes a rider for terminal and critical illness. 

Sample weekly rates (40 yr. male non-smoker):


-Dental  __________________$10.37

-Vision   __________________$3.23

-Life ($80,000 level term) _____ $10.48

-Critical Illness ($10,000) _____  $3.87

-Disability ($1,500/mo. benefit) _ $12.97

-Accident Plus _____________ $ 2.63

-Total __________________ $43.55/wk

Critical Illness 
Critical illnesses, such as heart attack, cancer and stroke, happen every day. To maintain your lifestyle and help you recover, you may need some financial help. Get up to $20,000 guaranteed issue* critical illness benefits paid directly to you, so the money can be used on items that matter most to you!
Accident (off-the-job) 

If an accident should take you off the road during recovery, financial worries can grow quickly. Accident Insurance is there for you through multiple stages of care, from the initial emergency treatment or hospitalization to follow up treatments or physical therapy.

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*The insurance offers above are guaranteed issue, so coverage is guaranteed, regardless of health history.
Members also get preferred rates on truck insurance from TRANSGUARD.  Since 1973, TRANSGUARD has been committed to providing our clients with the finest customer service and the best claims handling in the insurance industry. We continue to offer innovative insurance programs which when combined with our industry knowledge, strengthen our commitment to serve you.
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For a quote or more information call 800.821.8014

Information on NAIT Benefits 
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